Tactic Detail
Each card shows target contribution, sizing, current progress, mechanism, and tax treatment.
Sizing progress
0.0% / 14.0%
Sell 30–40% of public equity notional in 1-month 5% OTM calls monthly; premium income with capped upside. Systematic via ETF overlay or direct account strategy.
Tax: Short-term capital gain
⚠ Risk noted
Sizing progress
0.0% / 12.0%
Shift 30% of public equity into high-quality dividend payers: dividend growth funds (VIG/DGRO) + high-yield tilts (SCHD). Targets 3.0–3.5% dividend yield vs index ~1.5%.
Tax: Qualified dividend
⚠ Risk noted
Sizing progress
40.0% / 40.0%
Screen all public equity for qualified-dividend status; eliminate non-qualifying positions where an equivalent yield is available with QDI status. Restructure HELDs to maximise after-tax yield.
Tax: Qualified dividend
⚠ Risk noted
Sizing progress
0.0% / 8.0%
Deploy $1M–$1.5M into 2–3 senior-secured direct lending funds (e.g. Blackthorn Direct Lending IV in pipeline). Quarterly distributions. 3–5yr term with semi-annual liquidity windows.
Tax: Ordinary income
⚠ Risk noted
Sizing progress
0.0% / 5.0%
Layer public BDC exposure (OBDC, ARCC, FSK) for liquid yield at 9–11% distribution; complement with private BDC for higher yield. Public BDC gives quarterly liquidity + 1099-DIV.
Tax: Ordinary income (1099-DIV)
⚠ Risk noted
Sizing progress
0.0% / 3.0%
Target 70% senior secured / 30% mezz across private credit sleeve. Mezz layer contributes 2–3% yield premium over senior; controlled with concentration limits per IPS §5.
Tax: Ordinary income
⚠ Risk noted
Sizing progress
0.0% / 5.0%
Allocate 4–5% of portfolio to net-lease REITs (NNN, O, VICI). Long-term leases with contractual rent escalators produce stable, growing distribution yield of 5–6% with AFFO coverage >1.15x.
Tax: Mixed: ordinary income + return of capital
⚠ Risk noted
Sizing progress
0.0% / 3.0%
Target 2–3% MLP exposure (MLPA/AM/WMB or direct pipeline MLPs) for 6–8% distribution yield. Midstream MLPs produce fee-based income largely independent of commodity price.
Tax: Return of capital (depreciation) + ordinary income; K-1
⚠ Risk noted
Sizing progress
0.0% / 4.0%
Allocate 3–4% to infrastructure income vehicles (Brookfield Super-Core Infrastructure, IFM Global Infrastructure). Target 5–7% total return with 3–4% income component. Inflation-linked tariff escalators.
Tax: Ordinary income + capital appreciation
⚠ Risk noted
Sizing progress
0.0% / 4.0%
Allocate 3–5% to event-driven strategies with explicit income target: merger arb (deal spread capture) + credit event (distressed short). Target 6–8% net with low equity beta (<0.2). Use multi-strategy fund or Cerulean Capital Evergreen (in pipeline).
Tax: Short-term capital gain (merger arb)
⚠ Risk noted
Sizing progress
3.0% / 3.0%
4–8 week T-bill ladder for operating cash (Tier 1 buffer). Roll on maturity. Current yield 4.9–5.1%. Maximises after-tax yield vs money market by direct purchase (avoids fund expense ratio).
Tax: Interest income (state-tax exempt)
⚠ Risk noted
Sizing progress
0.0% / 3.0%
Ultra-short bond fund (JPST, ICSH) or short-duration credit ladder (0–12mo) for operating reserve above Tier 1 floor. Target 5.2–5.5% yield; daily liquidity.
Tax: Interest income + short-term capital gain
⚠ Risk noted